Administrators of the village of Masséna consider modifying the health care plan for employees [Watertown Daily Times, N.Y.] – InsuranceNewsNet
Sept. 29—MASSENA — Village administrators will vote in October on changes to their employee health care plan that they say will save both the village and individuals money.
In the current village regime, there are no individual or family franchises. The village pays
As part of an Excellus Bronze 4 PPO plan presented by
He said that during the meetings they discussed how best to use the savings of around 42.5%.
“What we’ve talked about in our meetings is whether we take that 43% savings and fully fund that employee deductible. If you have to use that deductible, we’ll pay it. We’ll pay that deductible in full. —
Employees currently pay
“These will go to zero, will be paid in full”,
He said once authorized by employees, they will receive a direct deposit into their bank account, which can then be used to pay for medical expenses.
“Would you be comfortable saying that the Bronze plan for one employee is actually better than our current plan?” He asked.
“It’s 100% covered”
“So now the employees and retirees who are there as well won’t have any copayments. If they contribute a percentage, they’re going to go down. In fact, I was talking to one of our employees who was on the family plan who contributes 8% This person would save in the neighborhood of
“I like that kind of approach. I think that’s how the Village needs to start looking at those kinds of expenses, in a creative way that doesn’t impact employees,” he said. “Yes, it’s different. Yes, there will be the reimbursement aspect. Education is key. That’s why we have people like you involved in this project. It gets creative. It gives the same level of benefits, but in a different way.”
“He ticks the boxes for me with three things,”
But, he said, in this case he thinks the unions would support the change.
“It’s going to take a bit of education for employees,” admin
“You want the spouses there to understand how it works, too,” he said.
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